Should You Include Executives in Workers Comp?
Should you include executives in workers comp coverages? Workers compensation laws differ from state to state, and one of the key differences is whether your... Continue reading→
Data Privacy Laws Are Spreading
Thanks to the GDPR legislation in the E.U., data privacy laws are spreading like wildfire in the USA. Legislation codifying consumer-data protections and reporting has... Continue reading→
Oh Crap! – Sewer Backups Can Tank Your Business
Water and sewer backups insurance coverage is for damage caused when a drain, sewer, or sump pump fails or backs up into your property. It... Continue reading→
You Can Control Business Auto Costs
You can control business auto costs. If you have been stunned by the high cost of commercial auto insurance, you are probably ready to reduce... Continue reading→
Stored Off Premises – Covered or Not?
Once your policy renews, coverage for items stored off premises may no longer apply. Is an overflow of inventory causing a storage crisis on your... Continue reading→
You Can Insure Against Terrorism Losses
Terrorism is a highly-defined action in the insurance world, and its application in insurance policies responds to a federal declaration of terrorism. Such a declaration... Continue reading→
Storm Debris Might Not Be Covered
Let’s examine storm debris on commercial properties. If strong winds cause a tree to fall onto your building, cause structural damage, or leave debris scattered... Continue reading→
Business Events Need Protection
Let’s look at Business Events. Are you covered for hosting an event at your business? Is your business planning to host an event for colleagues... Continue reading→
Data Breach Law – At Home and Beyond
Let’s look at how data breach insurance can help businesses. Do you know where your customers are? If they are in any of the 50... Continue reading→
Businesses Need to Plan for Winter Liabilities Now
Businesses need to plan for winter liabilities now. With winter just around the corner, it is important to review your company’s snow and ice removal... Continue reading→
Protecting Against Abuse and Molestation in the Workplace
Abuse and molestation claims are some of the messiest insurance exposures out there. And where there is one claim, others often follow. Questions typically arise... Continue reading→
Workers Comp for Telecommuters
Let’s look at Workers Comp for Telecommuters. Generally, workers compensation insurance applies to any employee who suffers an injury arising out of, or during, the... Continue reading→
Cybersecurity for Remote Workers
Cybersecurity for remote workers is essential especially since many businesses and their employees will continue to work remotely for at least the near future. In... Continue reading→
Discrimination Sensitivity Is Up
Sensitivity is up around discrimination. The United States is grappling with increased sensitivities about racial discrimination, and companies can expect an increase in plaintiff lawsuits... Continue reading→
Job Descriptions Ease Workers Comp Claims
Businesses that provide clearly defined job descriptions can avoid workers comp claims. Are you prepared for the in-depth evaluation that will accompany a workers compensation... Continue reading→
Supply Chain Stability is Crucial to Business Continuity
Business Continuity Relies on Networks or supply chain stability. Creating the plan and reviewing it regularly heightens your awareness of vulnerabilities and strengths. It’s essential... Continue reading→
Does Business Insurance Cover Renovations?
Does your business insurance cover renovations to your property? If you are planning renovations to your company’s building, take a look at your business property... Continue reading→
Drones and Social Distancing
With new demands for social distancing, some businesses are turning to drones in place of face-to-face interactions in certain instances. If this is a smart... Continue reading→
Accusations of Negligence in Workers Comp Cases
What would you do in the event of accusations of negligence in workers comp cases? Employers liability insurance is a part of workers compensation coverage... Continue reading→
Why ERISA Bonds Are Required
ERISA stands for Employee Retirement Income Security Act, which is a set of rules administered by the U.S. Department of Labor to protect employee savings... Continue reading→
COVID-19 Is Changing Business Auto Insurance Needs
COVID-19 may have permanently transformed the way many companies operate and could profoundly change your business auto insurance needs. Restaurants, retailers, pharmacists and others are... Continue reading→
Use Telematics to Manage Your Auto Fleet
Most commonly, a transporter “black box” on a vehicle logs information such as speed and aggressive driving. Businesses can purchase these telematics devices and install... Continue reading→
Why Disability Insurance is a Great Benefit
Let’s look at why disability insurance is a great benefit to your employees. In a competitive job market, your employee benefits package could be the... Continue reading→
Customer Harassment and Discrimination Insurance
Let’s look at customer harassment and discrimination insurance. Consider this scenario: an employee has an adverse encounter with a customer. As a result, the employer... Continue reading→