The Rettino Group

Are you an LLC or a sole proprietorship? Business owners often start up quickly as a sole proprietorship and do not consider the implications from having their personal name associated with the business. If given the choice, wouldn’t you want to separate yourself personally from potential liabilities of your business? A limited liability company (LLC)

Be careful when signing commercial lease agreements. Additional risks from commercial lease agreements can arise when your insurance doesn’t cover the exposures you agree to carry in the lease. Commercial lease agreements are a binding contract between the lessor and the lessee. Do you know what you are agreeing to when you sign that lease?

Does your company word from home policy include insurance? A workers compensation claim can be filed regardless of the location where the injury happens. When an injury occurs, the insurer will want to know what the employee was doing at the time of injury, when the injury happened, and where.If your employees telecommute or work

Businesses that have an over-the-road exposure should take control of their fleet program. A dedicated fleet supervisor can help employees understand what is expected of them when driving a company car.Fleet supervisors not only enforce your business’s policies and procedures, they also develop and oversee ongoing training for company drivers. Don’t assume drivers know it

Let’s look at how to help injured employees return to work. Many employers think they have no control over helping an injured employee return to work after a workers compensation claim. On the contrary—the employer can control much of the situation and ensure that employees return not only to gainful employment, but also to duties