The Rettino Group

Are employees who use personal vehicles for work covered? Let’s dig deeper and look at some scenarios. If your business doesn’t own any automobiles but your employees periodically run errands or do other business using their personal vehicle, you have some special commercial auto considerations. Your employees’ personal auto insurance may cover intermittent use of

Get a quote on all your insurance coverages as part of your new business startup plan. We live in an entrepreneurial age. Many smart people have a great idea for a business, but many businesses must also close their doors within the first year due to unexpected expenses or not generating enough revenue to cover

We have been asked the question: will workers comp cover auto injuries. This is a bit of a loaded question as the circumstances surrounding the auto injury typically determine if the coverage will kick in. There are many gray areas and misconceptions about an employee who becomes injured while driving for work. The main question

Many people think that their personal insurance coverage will cover their home-based business. It does not. Continued advances in technology make it easier for business owners to run their companies from home. With 38 million home-based businesses in the U.S.—and growing—there are many unique financial exposures. Some of the more crucial insurance gaps are created

After you report damage to your insurer, it will send a claims adjuster to assess the damage at no cost to you. An adjuster will walk through and around your home to inspect damaged items and temporary repairs you may have made. A public adjuster is different from a company claims adjuster. If you hire