Promotion Winners
Employees Who Use Personal Vehicles for Work
Are employees who use personal vehicles for work covered? Let’s dig deeper and look at some scenarios. If your business doesn’t own any automobiles but your employees periodically run errands or do other business using their personal vehicle, you have some special commercial auto considerations. Your employees’ personal auto insurance may cover intermittent use of […]
Read More....Factoring Insurance Into Your Business Costs
Get a quote on all your insurance coverages as part of your new business startup plan. We live in an entrepreneurial age. Many smart people have a great idea for a business, but many businesses must also close their doors within the first year due to unexpected expenses or not generating enough revenue to cover […]
Read More....Will Workers Comp Cover Auto Injuries?
We have been asked the question: will workers comp cover auto injuries. This is a bit of a loaded question as the circumstances surrounding the auto injury typically determine if the coverage will kick in. There are many gray areas and misconceptions about an employee who becomes injured while driving for work. The main question […]
Read More....Be Cautious When You Have a Claim
After you report damage to your insurer, it will send a claims adjuster to assess the damage at no cost to you. An adjuster will walk through and around your home to inspect damaged items and temporary repairs you may have made. A public adjuster is different from a company claims adjuster. If you hire […]
Read More....Business Interruption Coverage Covers Lost Income
You may have your premises and contents covered but what about business interruption? Lost revenue could be far greater than the physical damage your business sustained. The flames are gone, but the big blaze has left catastrophic damage, and local businesses will spend the next several months trying to sort out what to do next. […]
Read More....Improving the Safety of Your Commercial Fleet
Improving the safety of your commercial fleet can lower your costs and more importantly protect your employees and the general public from injury. Commercial fleet experts believe the number of accidents involving large vehicles (like trucks and buses) could be reduced by as many as 63,000 annually through the installation and use of some tech-based […]
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