Promotion Winners


Grill with safety in mind this Memorial Day weekend

Grill with safety in mind this Memorial Day weekend

Often considered the unofficial kick-off to summer, Memorial Day weekend includes lots of celebrations featuring cookouts and barbeques. But it also means the increased risk of grilling fires, as May is among the leading months for home grilling fires. The peak months for grilling fires are July, followed by June, May, and August. On average […]

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Businesses Should Take Control of Their Fleet Program

Businesses Should Take Control of Their Fleet Program

Businesses that have an over-the-road exposure should take control of their fleet program. A dedicated fleet supervisor can help employees understand what is expected of them when driving a company car. Fleet supervisors not only enforce your business’s policies and procedures, they also develop and oversee ongoing training for company drivers. If your employees drive […]

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Adult Children Living at Home

Adult Children Living at Home

Do you have adult children living at home? Are you concerned that they may not be respecting your rules and personal space? Our friends at the National Association of Insurance Commissioners have created a great tool that allows you to created what they call a “Welcome Home Contract”. This tool is intended to “minimize the […]

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Why Nonprofits Need Insurance

Why Nonprofits Need Insurance

Yes. Nonprofits need insurance. It is important that nonprofits do a thorough evaluation of their insurance needs, because precious funds can be lost if they become the target of a liability claim or lawsuit. The list below includes some of the coverages most nonprofits need and may help you if you are asked to sit […]

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A BOP May Be the Right Fit

BOP - Business Owners Policy

The business owners policy (BOP) may be one of the insurance industry’s most versatile insurance policies and just the right protection for your small business. As a “package policy,” it combines several coverages, often tailored to your industry, including those described below. What is covered in a business owners policy (BOP) Property insurance – The […]

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Tips to Reduce Winter Slips and Falls

Tips to Reduce Winter Slips and Falls

Winter typically brings its own hazards to businesses. Reducing the chance of slips and falls accidents should keep your liability losses down and improve your workers compensation insurance performance. Here are some Tips to Reduce Winter Slips and Falls • Check your loss history. Where have previous accidents occurred? • What caused the fall? Was […]

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Should I Buy Business Insurance Online?

Should I Buy Business Insurance Online

No. As a small-business owner, you undoubtedly receive advertising offering the “ease” of buying insurance online and promising lower rates. Literally thousands of insurers today offer coverage online. However, there are risks to buying insurance online. For example, you won’t get the benefit of your agent’s or broker’s experience at protecting your type of business […]

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Promptly Reporting Accidents to Your Workers Compensation Carrier

Promptly Reporting Accidents to Your Workers Compensation Carrier

When employees are injured at work, promptly reporting accidents to your workers compensation carrier is imperative. Even if you don’t think an incident occurred as claimed, it’s critical to involve your insurer immediately. Delays in reporting can mean the insurer loses the ability to manage medical treatment. Employees who seek their own treatment might not […]

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General Liability offers Broad Basic Insurance Protection

General Liability offers Broad Basic Insurance Protection

Business owners need protection against a broad swath of liability claims. General liability (GL) insurance offers just that. Here are some examples of coverage you can select under your General Liability policy. Premises Liability This part of a general liability policy protects your company from financial loss due to injury or accidents that occur in […]

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EPLI – Employment Practices Liability Insurance

EPLI - Employment Practices Liability Insurance

Employment practices liability insurance (EPLI) helps pay for legal defense and claims payments related to sexual harassment, wrongful termination, and discrimination. Some insurers also offer extended help through legal consulting when an incident first comes to light to help customers navigate the legal process and mitigate further damages. Some EPLI policies, however, don’t cover certain […]

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