Promotion Winners


Businesses Should Take Control of Their Fleet Program

Businesses Should Take Control of Their Fleet Program

Businesses that have an over-the-road exposure should take control of their fleet program. A dedicated fleet supervisor can help employees understand what is expected of them when driving a company car.Fleet supervisors not only enforce your business’s policies and procedures, they also develop and oversee ongoing training for company drivers. Don’t assume drivers know it […]

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Helping Injured Employees Return to Work

Helping Injured Employees Return to Work

Let’s look at how to help injured employees return to work. Many employers think they have no control over helping an injured employee return to work after a workers compensation claim. On the contrary—the employer can control much of the situation and ensure that employees return not only to gainful employment, but also to duties […]

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Cyber Insurance Isn’t First Line of Defense

Cyber Insurance Isn’t First Line of Defense

Cyber insurance is not protection for your business. It is simply coverage for losses. Let’s look at some things you can do to protect yourself so that you never need to use your cyber insurance. While not new, cyber risk insurance is still perceived as such by many business owners who fail to understand the […]

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Employees Who Use Personal Vehicles for Work

Employees Who Use Personal Vehicles for Work

Are employees who use personal vehicles for work covered? Let’s dig deeper and look at some scenarios. If your business doesn’t own any automobiles but your employees periodically run errands or do other business using their personal vehicle, you have some special commercial auto considerations. Your employees’ personal auto insurance may cover intermittent use of […]

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Factoring Insurance Into Your Business Costs

Factoring Insurance Into Your Business Costs

Get a quote on all your insurance coverages as part of your new business startup plan. We live in an entrepreneurial age. Many smart people have a great idea for a business, but many businesses must also close their doors within the first year due to unexpected expenses or not generating enough revenue to cover […]

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Will Workers Comp Cover Auto Injuries?

Will Workers Comp Cover Auto Injuries

We have been asked the question: will workers comp cover auto injuries. This is a bit of a loaded question as the circumstances surrounding the auto injury typically determine if the coverage will kick in. There are many gray areas and misconceptions about an employee who becomes injured while driving for work. The main question […]

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Personal Coverage Isn’t for Home-Based Businesses

Personal Coverage Isn’t for Home-Based Businesses

Many people think that their personal insurance coverage will cover their home-based business. It does not. Continued advances in technology make it easier for business owners to run their companies from home. With 38 million home-based businesses in the U.S.—and growing—there are many unique financial exposures. Some of the more crucial insurance gaps are created […]

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Be Cautious When You Have a Claim

Be Cautious When You Have a Claim

After you report damage to your insurer, it will send a claims adjuster to assess the damage at no cost to you. An adjuster will walk through and around your home to inspect damaged items and temporary repairs you may have made. A public adjuster is different from a company claims adjuster. If you hire […]

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Do You Need Insurance After Shutting Down Your Business?

Do You Need Insurance After Shutting Down Your Business

Shutting down your business does not by itself eliminate the possibility of a liability claim against you. A business that manufactured or sold products may still be blamed for a future injury. A completed operation, such as a built house, could crumble tomorrow as a result of faulty workmanship that took place months or years ago, […]

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Business Interruption Coverage Covers Lost Income

Business Interruption Coverage

You may have your premises and contents covered but what about business interruption? Lost revenue could be far greater than the physical damage your business sustained. The flames are gone, but the big blaze has left catastrophic damage, and local businesses will spend the next several months trying to sort out what to do next. […]

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