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Mitigating Heat Stress at the Workplace

Mitigating Heat Stress at the Workplace

Heat stress, dehydration and heat stroke can occur very quickly in summer months. If left untreated, heat exposure can be dangerous, even deadly, for your employees. As summer approaches, it’s a good time to remind your workers of the dangers of summer heat and humidity. Employees working outside all day are not the only ones […]

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What is Social Inflation and Why Does It Drive Up Judgments?

Social Inflation

You may have heard the term “social inflation” in recent months. Social inflation is a sharp increase in the frequency and severity of jury awards as a result of societal factors. Because of social inflation, it is much more difficult today than a few years ago to accurately anticipate a jury award or to predict […]

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Cyber Risks Intensify in 2021

Cyber Risks Intensify in 2021

According to experts, 2021 brings increased cyber risk and, with it, a crucial need for the right cyber risk insurance. The pandemic “exponentially increased” cyber attacks across all industries as employees worked from home, according to Security Boulevard, a cyber-security consultancy. In fact, a ransomware attack affects today’s businesses every 11 seconds, the firm reports. […]

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Regular Safety Reminders Can Reduce Losses

Regular Safety Reminders Can Reduce Losses

Are you issuing regular safety reminders to your employees. Without reminders, many employees don’t make safety a priority. A brief weekly safety reminder meeting, or email reminders for remote workforces, can help employees think “safety” and reduce the number and severity of incidents. A five-minute meeting can remind employees about the dangers of their duties […]

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Water Damage Claims at Commercial Properties

Water Damage Claims at Commercial Properties

Water damage claims at commercial properties can create havoc. Water damage, especially on an upper floor of a commercial property can cause mold and extensive interior building damage in addition to destroying business contents and disrupting your operations. Here are some tips to limit water damage claims in commercial buildings. • Regularly inspect and maintain all […]

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What to Do If Your Business Gets Hacked

what to do if your business gets hacked

Let’s look at what to do if your business gets hacked. Prevention is great but even the most protected system can get hacked. We have all seen the recent SPAM emails from hackers telling us “you have been hacked” but if that suspicious email from the supposed hacker isn’t a hoax this time. What should […]

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What is Business Income Insurance and How Can It Help

What is Business Income Insurance and How Can It Help

Let’s look at business income insurance (business interruption insurance). When a catastrophe strikes, your operations—and your revenue potential—may be put on hold for weeks. Without business income insurance, you might not be able to make payroll or other important payments. Business income insurance—also called business interruption insurance—is intended to sustain your company after a covered […]

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Insurance to Aid Business Perpetuation

Insurance to Aid Business Perpetuation

You may have life insurance but does your business? As a business owner with other partners, you should consider what you would like to have happen in the event of the untimely death of one of your partners. We often consider life insurance on a personal level as a way to take care of unpaid […]

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Employment Practices Complaints – Are You Covered?

Employment Practices Complaints

If you have an employee who is unhappy with your company’s conduct, you may have an employment practices complaint brewing. Employees can file complaints and lawsuits alleging financial damages, pain and suffering, and other problems resulting from illegal or discriminatory conduct by coworkers, management or the company in general. Even if ultimately found to be […]

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Don’t Ignore Water Stains On Your Ceiling

Water Stains On Your Ceiling

Water stains are a sign of roof problems. Many businesses put off repairing leaking roofs until the water actually starts dripping through the ceiling, and even then, some just place buckets under the leak. Those delays can cause serious property damage and liability exposures. If you don’t address a leak when you know about it, […]

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