News
Will Your Workers Comp Claim Be Flagged?
Early in a workers compensation injury, certain actions or errors can indicate a problematic claim. The presence of a red flag, such as a late report or a Monday-morning injury, doesn’t always indicate fraud, but it may mean your insurer should more closely investigate the injury. Here are a few red flags and ways you […]
Read More....Mitigating Heat Stress at the Workplace
Heat stress, dehydration and heat stroke can occur very quickly in summer months. If left untreated, heat exposure can be dangerous, even deadly, for your employees. As summer approaches, it’s a good time to remind your workers of the dangers of summer heat and humidity. Employees working outside all day are not the only ones […]
Read More....What is Social Inflation and Why Does It Drive Up Judgments?
You may have heard the term “social inflation” in recent months. Social inflation is a sharp increase in the frequency and severity of jury awards as a result of societal factors. Because of social inflation, it is much more difficult today than a few years ago to accurately anticipate a jury award or to predict […]
Read More....Cyber Risks Intensify in 2021
According to experts, 2021 brings increased cyber risk and, with it, a crucial need for the right cyber risk insurance. The pandemic “exponentially increased” cyber attacks across all industries as employees worked from home, according to Security Boulevard, a cyber-security consultancy. In fact, a ransomware attack affects today’s businesses every 11 seconds, the firm reports. […]
Read More....Regular Safety Reminders Can Reduce Losses
Are you issuing regular safety reminders to your employees. Without reminders, many employees don’t make safety a priority. A brief weekly safety reminder meeting, or email reminders for remote workforces, can help employees think “safety” and reduce the number and severity of incidents. A five-minute meeting can remind employees about the dangers of their duties […]
Read More....Water Damage Claims at Commercial Properties
Water damage claims at commercial properties can create havoc. Water damage, especially on an upper floor of a commercial property can cause mold and extensive interior building damage in addition to destroying business contents and disrupting your operations. Here are some tips to limit water damage claims in commercial buildings. • Regularly inspect and maintain all […]
Read More....What to Do If Your Business Gets Hacked
Let’s look at what to do if your business gets hacked. Prevention is great but even the most protected system can get hacked. We have all seen the recent SPAM emails from hackers telling us “you have been hacked” but if that suspicious email from the supposed hacker isn’t a hoax this time. What should […]
Read More....What is Business Income Insurance and How Can It Help
Let’s look at business income insurance (business interruption insurance). When a catastrophe strikes, your operations—and your revenue potential—may be put on hold for weeks. Without business income insurance, you might not be able to make payroll or other important payments. Business income insurance—also called business interruption insurance—is intended to sustain your company after a covered […]
Read More....Insurance to Aid Business Perpetuation
You may have life insurance but does your business? As a business owner with other partners, you should consider what you would like to have happen in the event of the untimely death of one of your partners. We often consider life insurance on a personal level as a way to take care of unpaid […]
Read More....Employment Practices Complaints – Are You Covered?
If you have an employee who is unhappy with your company’s conduct, you may have an employment practices complaint brewing. Employees can file complaints and lawsuits alleging financial damages, pain and suffering, and other problems resulting from illegal or discriminatory conduct by coworkers, management or the company in general. Even if ultimately found to be […]
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