Term life insurance that pays you if you’re terminally ill is a concept we’re proud to bring to our clients at Rettino Insurance Group, as we understand that life is unpredictable. That’s why we’re constantly searching for ways to offer our clients more than just standard coverage. Today, we want to talk about this unique and valuable addition to our portfolio.
We’ve all heard about the importance of term life insurance – providing financial security for your loved ones in the event of your passing. But what if you could access those benefits when you need them most, during your lifetime? That’s exactly what this innovative policy offers.
Rettino Insurance Group is now offering a term life insurance policy that goes beyond the traditional death benefit. If you’re diagnosed with a terminal illness with a life expectancy of 12 months or less, you can access a portion of your death benefit to help cover critical expenses. Think of it: funds to pay for end-of-life care, hospice, medical bills, or simply to make your remaining time more comfortable and meaningful.
Example:
If I start my policy by paying $1,765.00 annually then
If I Die Tomorrow: Those I have chosen will receive: $1,000,000
If I Become Ill: I can access a portion of my death benefit
- Terminal Illness Benefit: $858,744 Lump Sum
- Chronic Illness Benefit: $9,834 Per Month
- Critical Illness Benefit: Up To $789,414 Lump Sum
- Critical Injury Benefit: Up To $789,414 Lump Sum
- Alzheimer’s Disease Benefit: $641,534 Lump Sum
If My Needs Change: I can convert from Term to Permanent Insurance withing 20 years
Permanent life insurance has cash value that grows tax deferred. With Permanent Life Insurance if sufficiently funded, I can access the cash value via loans and withdrawals for anything including:
- College Expenses
- Emergencies
- Supplemental Retirement Income
At Rettino Insurance Group, we believe in providing comprehensive solutions that address the real-life needs of our clients. We understand that financial planning isn’t just about preparing for the future; it’s about navigating the present with peace of mind.
This term life insurance with a terminal illness benefit is a testament to our commitment to innovation and client-centric service. We want to empower you to face life’s challenges with confidence, knowing that you have a safety net in place.
If you’re interested in learning more about this valuable coverage, we encourage you to reach out to our team. We’re here to answer your questions and help you find the right insurance solution for your unique needs.
